How to decide when to add car rental insurance [Video]

There could be some limitations to solely relying on credit card and personal auto insurance policies to cover rental car insurance.

Sean Beasley, who spends a lot of time on the road, pays an added cost to his insurance policy, and car rental coverage is included.

“I would say I rent a car probably about 20 times a year,” Beasley told CTV News Toronto.

“I don’t get insurance because my vehicle insurer automatically offers us rental car insurance. Both auto insurance and credit cards can have significant limitations regarding rental cars, including what kinds of vehicles they cover, for how long, and in what countries.”

Since rental car insurance can be costly — sometimes costing an additional $50 per day — when does it make sense to add it with a rental?

According to Consumer Reports, depending on the coverage you have for your own vehicle, you may need to …