Alberta auto insurance: Rate hikes, no-fault claims [Video]

Alberta Premier Danielle Smith says her government is making major changes to auto insurance, including rate hikes and switching to a predominantly no-fault claims model.

Under the new system, car accident victims in most cases won’t be able to sue the party responsible for their injury and, instead, insurers would pay compensation at rates set by the government.

By cutting down litigation costs, the government estimates that when the new system is in place in 2027, it could lead to savings of up to $400 per year for the average insurance premium.

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It’s also promising better support and benefits for those hurt in collisions.

“This is a care-focused system,” Smith told a news conference at the legislature Thursday.

“Instead of forcing people through complex legal processes in order to get the treatment that they need, …