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When you’re planning a trip, you always want to ensure you have coverage for any unexpected events, whether that’s a medical emergency, needing to cancel a trip at the last-minute (or during the trip!), or even for lost baggage. Many credit cards offer travel insurance as a perk, but do they provide you with enough coverage?
While credit card travel insurance is certainly convenient, it often falls short in several critical areas. Many cards only offer some of these protections, or don’t offer enough coverage for multiple family members travelling together. It’s important to understand the benefits and limitations of your card’s insurance coverage, and how more comprehensive options like CAA Travel Insurance help keep you protected while travelling.
What does credit card travel insurance cover?
Credit cards with travel insurance typically provide coverage for situations like emergency medical care, trip cancellation or interruption, accidents, …