How to deal with debt, according to a personal finance expert [Video]

This year, why not prioritize your financial well-being?

The start of a new year is the perfect time to take control of your finances and set yourself up for success. Whether you’re recovering from holiday spending or simply looking to make smarter financial decisions, a fresh approach can help you achieve your goals.

Taking a moment to reflect on your current habits, set achievable goals and create a realistic plan can make all the difference in building financial confidence.

Below, I’ll share practical tips to help you hit the reset button and start the year with a solid financial foundation.

1. Use your current finances as a baseline

If you’re like many, you may be starting off the new year with a not-quite-so-satisfied feeling about your finances. Perhaps youwent over budget on holiday gifts, didn’t reach the savings goals you set last January, didn’t get the promotion you expected, or faced other unexpected financial setbacks.

The first thing you should do moving into 2025 is to record your …