THANK YOU ERIC. STUDIES SHOW NEARLY ALL AMERICANS TRACK AT LEAST ONE THING DAILY, WHETHER IT’S THEIR WEIGHT, THEIR SLEEP, OR THEIR SPENDING. AND NEW MEXICANS TRACK THEIR PERSONAL DATA THE MOST IN THIS COUNTRY. PEYTON SPELLACY SPOKE WITH A LOCAL ECONOMIST ABOUT THE BENEFITS AND PITFALLS OF THIS TRACKING. HEY, PEYTON. HEY, GOOD MORNING TODD AND ROYALE. YES, THE STUDY FOUND THAT 59% OF AMERICANS AND CANADIANS ARE TRACKING THEIR DAILY SPENDING. UNM ECONOMIST RILEY WHITE SAYS THAT THE KEYS TO FINANCIAL LITERACY IS TRACKING YOUR EXPENSES. BEING AWARE OF WHAT YOU’RE SPENDING AND YOUR BUDGETING HABITS. SO BECAUSE OF THIS, HE’S A LITTLE BIT SURPRISED THAT ONLY A LITTLE BIT MORE THAN HALF OF AMERICANS ARE ENGAGED IN DAILY BUDGETARY TRACKING. WHEN PEOPLE TRACK THEIR EXPENSES, THEY’RE MORE EFFICIENT ABOUT SPENDING. THEY SAVE BETTER, AND IN THE LONG RUN ARE LESS FINANCIALLY STRESSED THAN THOSE WHO DON’T. HE …